Hospitality Insurance for restaurant and cafe in Australia

Insurance Package for coffee shops, cafe, bakery, restaurant and more

What is Hospitality Business Insurance

Hospitality Business Insurance is a type of business insurance that covers the hospitality industry businesses like cafe, coffee shop, bakery, pizza shop, take away shop, fish and chips shop or a restaurant. A good and comprehensive hospitality business insurance should cover you for the fitout of your shop, the contents and stock that you might have in order to run your business, your bottom line (gross profit) and liability to third parties should something was to happen at your premise.

Running your own business requires careful planning, unwavering passion, and relentless dedication to cultivate a loyal customer base. Given the significant investment you've made, it's prudent to explore insuring your hard-earned assets and efforts. Tailored hospitality business insurance package will protect you from unforeseen circumstances ensuring business continuity. We assist you in transferring the risk from your business to the insurance company by customising a hospitality business insurance policy specifically for you so that you can continue to do what you do best which is serving your community and clients!

Speak to one of our consultants today that would be happy to go through your risk exposures and advise you on the suitable protection for your business. We provide a no obligation quote so what are you waiting for. Give us a call now!

What’s usually covered in a hospitality business insurance policy?

Hospitality Business Insurance Pack caters to a variety of establishments, from vibrant cafes to bustling restaurants, providing a comprehensive range of covers in a single, easy-to-manage policy. Here's a selection of what cafe and restaurant owners can expect to find within our flexible coverage options.

  • Property damage including building, contents and stock insurance

  • Public Liability Insurance

  • Business Interruption Insurance

  • Theft

  • Plate Glass Insurance

  • Machinery Breakdown (optional deterioration of stock)

  • Money

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Call us now for your tailored business insurance quote today.

Insurance cover suited for your hospitality business

  • Protects you from liability claims of accidental damage or injury caused to an individual if you’re found to be liable. This policy also typically covers for the legal cost in defending your claim.

  • Protects you from liability claims in the event of food poisoning if you’re found to be liable. This policy also typically covers for the legal cost in defending your claim.

  • Hospitality Business Insurance provides coverage to your building as well as contents that you might own as a business owner. This can alleviate the stress if the cafe, restaurant. bakery or takeaway shop was damaged by fire or storm.

  • We can include loss of gross income to ensure that your business survives a disaster. This cover is normally triggered if there was damage to property caused by an incident that is covered.

  • Glass cover under a hospitality business insurance policy can cover for breakage to shop front windows including sign writing. If this cover is taken, make safe costs can be included in the claim.

  • Machinery breakdown insurance under a business pack insurance policy would cover for the cost to repair your machinery like fridges oven or coffee machine in the event of a breakdown. You can also choose to have optional cover for deterioration of stock cover to protect your temperature sensitive stocks.

Who can we help

Types of shops that can we assist with hospitality business insurance:

  • Most Food Retail Shops

  • Restaurants

  • Cafe

  • Coffee Shop

  • Pizza Shop

  • Bakery

  • Fish and Chips Shop

  • Fast Food

  • Take away Food

  • Charcoal Chicken

  • Catering Companies

  • Many more…

Ready to “get to business”? Give us a call now and speak to one of our friendly and knowledgeable advisers. We will guide you through the whole process and make it very easy for you. We are here to help.

Contact us today!

Unsure whether your insurance cover is adequate or interested in knowing more about hospitality insurance? Complete the form on the right and one of our advisers will give you a call back to discuss your insurance needs. We can help with your contents and stock insurance requirement, business interruption insurance, glass insurance, public and products liability insurance at the same time. We are experts in this field and will be able to answer your questions and provide you with the right advice.